Health insurance

Student on a bicycle

If you want to study in Germany, you will need health insurance. International students are not permitted to enrol at German higher education institutions without it, so it's a good idea to address the question of insurance early on.

Health insurance provides the certainty that the costs of medical care and medications do not have to be paid privately in the event of an accident or illness. It is mandatory to have health insurance in Germany. International students must present proof that they have health insurance when they enrol.

  • There is a wide choice of statutory health insurance providers with whom you can take out insurance. Basic coverage is always the same: your health insurance covers the cost of check-ups, treatment for illness or after an accident, and certain medications. General costs for hospital stays are also covered. For more information on health insurance please see the website of the National Association of Statutory Health Insurance Funds. There you will also find a list of the various health insurance providers (only available in German).

DAAD - Deutscher Akademischer Austauschdienst - German Academic Exchange Service