Financing your studies

Germany is not expensive in a European comparison. However, secure funding is very important for the success of your studies. The associated costs at a glance.

International students completing their entire (or part of their) course in Germany need to consider different costs. To get a better overview, you can distinguish between education and living expenses.

Education expenses and tuition fees

The semester fee is generally payable at all universities and for all students in Germany. It has nothing to do with the course fees, and is compiled of fees for the student union and for the student administration (AstA). At many universities the semester fee also includes a semester ticket for local public transport. The actual amount differs for each university, but it will be somewhere between 100 and 250 euros. The semester fee needs to be transferred on enrolment for the course, before the start of every new semester. Whether there are any additional costs for course material or textbooks depends on the specific course.

The semester fee at the University of Cologne in the 2014/15 winter semester is comprised of:

Student administration: EUR 8.77
University sports activities: EUR 1.75
Semester ticket: EUR 162.80
Faculty allocation: EUR 2.10
Student union: EUR 59.00
Total: EUR 234.42

The majority of higher education institutions in Germany is financed by the state. As a rule, fees do not apply to Bachelor's courses or to most Master's courses offered at state higher education institutions. Study fees may apply to specific continuing education Master's programmes, which are not, however, particularly high when compared with other countries. Higher fees may be charged for studies completed at private higher education institutions.

However, the Federal State of Baden-Wuerttemberg has decided to charge non-EU citizens study fees amounting to €1,500 per semester for study courses (Bachelor's, Master's, Diplom, state examination) with effect from the winter semester 2017/18. Doctoral students are not affected by these fees.  Students who have already embarked on their studies in Baden-Wuerttemberg but who will not have completed their courses by the WS 2017/18 will not be subject to the aforementioned fees.

Living expenses

Living expenses in Germany are slightly above average in a European context. They are below those of countries such as Denmark, Luxembourg or Switzerland, but are quite high compared to countries such as Asia, Africa or Latin America.

Price overview

1 loaf of bread: EUR 1.20 - 3
1 kilo of apples: EUR 2
1 kilo of potatoes: EUR 1
1 litre milk: EUR 0.60 - 1
1 bottle of mineral water (0.75 litres): EUR 0.30 - 0.80
1 cup of coffee (in a café): EUR 2.50
1 beer (in a pub): EUR 2 - 3
1 pizza in a restaurant: EUR 4 - 6
1 pair of shoes: EUR 30 – 100
1 T-shirt: EUR 7 - 50
1 pair of trousers: EUR 30 - 100
1 cinema ticket (student discount): EUR 5 - 8
1 theatre ticket (student discount): EUR 6 - 30
1 ticket to a museum (student discount): EUR 2 - 8

A German student's average monthly budget amounts to 864 euros. This includes the rent, travel expenses, costs for food, clothing, learning material, health insurance, phone, Internet, radio and television fees and expenses for leisure activities. It does not include the semester fee, which needs to be paid prior to every semester as part of re-registration. This means that higher costs arise at the start of the semester. International students have significantly fewer funds than their German counterparts and have to finance their everyday activities with an average of 725 euros.

What do German students pay money for every month?

Rent (incl. ancillary expenses): EUR 298
Food: EUR 165
Clothing: EUR 52
Travel expenses (car/public transport): EUR 82
Health insurance and medical costs. Medication: EUR 66
Phone/Internet/Radio/TV fees, postage: EUR 33
Course materials/learning materials (books, etc.): EUR 30
Leisure, culture and sports: EUR 68
Total: EUR 794

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