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Patients in Germany receive excellent medical treatment. With its dense network of highly qualified doctors, the German health care system is regarded as one of the best in the world. Should your child need medical treatment, there is probably no better place to receive top-notch health care than in Germany.
Those who study in Germany require health insurance. Before your child travels to Germany, it is important to clarify whether he/she is insured. You might discover that the health insurance policy you have in your home country also covers the cost of medical treatment in Germany. For example, students who have a European Health Insurance Card (EHIC) are also covered in Germany. However, if your insurance policy does not provide such coverage, your child will have to take out a health insurance policy in Germany. Public health insurance costs about 50 euros per month.
The International Office can help you with questions concerning health insurance and recommend affordable policies. Public health insurance companies usually operate branch offices close to university campuses so that students can quickly and easily sign up for health insurance coverage.
Once your child is insured, he/she can seek treatment from any doctor in Germany and must only pay a 10-euro surcharge every quarter. In case of an emergency, there are doctors always on stand-by and accident and emergency departments provide 24/7 treatment at hospitals. And again, insured patients needn’t pay anything for emergency treatment. You can call an ambulance day or night by dialling the freephone number 112.
Keep in mind that patients in Germany can only get prescription medicines from pharmacies. The Medical Preparations Act in Germany strictly regulates the sale of medication in Germany. Some medicine, which you may be able to buy over the counter in your own country, such as antibiotics, can only be prescribed by doctors in Germany.
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